Riding a bike in Florida can be an enjoyable experience. There certainly are enough highways in the state that a cyclist will never become bored riding out in the hot (very hot!) Florida sun. A motorcycle can also be a lot more maneuverable, which is always a plus on the tourist crowded streets and roads. Of course, Florida also has its motorcycle insurance rules and you do want to be in compliance with them. You surely are also going to be interested in getting the best possible insurance policy for the equally best available price.

First, let us take a look at the minimum financial responsibility requirements for motorcycles in the Sunshine State. They are as follows: the minimum requirement for one person in bodily injury liability is $10,000 and $20,000 for two or more persons in bodily injury liability. As for property damage liability, the minimum coverage requirement is $10,000 per crash.

There are also No Fault laws on the books in Florida and abiding by these laws may require the procurement of a minimum of $10,000 in coverage for both property and personal injury protection.

One of the more unique rules under Florida insurance law is found in the No Helmet statute. Motorcyclists with $10,000 in insurance coverage, are of the age of 21, and have a medical insurance policy can be excused from wearing a helmet.

Being mindful of these requirements is important when you and your family are both new to the state of Florida. Florida is a state that constantly receives an influx of new residents each and every year. The reasons why there are so many new residents is not hard to figure out. Florida is a beautiful state with a low cost of living. The laws are going to be different than what may have been the case in your previous state. The minimum requirements may have been higher and there is might be no need to pay extra money for insurance coverage you do not necessarily require.

No matter what your current situation is, you do want to purchase a solid, reasonably priced policy from a reliable provider. Reviewing quotes from a number of different providers is strongly suggested in order to locate the best possible deal on a adequate motorcycle insurance policy.


Herndon Carr
10501 Six Mile Cypress Pky #101
Fort Myers, FL 33966