Owning an RV can be enjoyable but you must always keep in mind that is important to make sure that you are covered legally. Recreational Vehicle Insurance provides coverage for motor homes, campers, travel trailers and horse trailers. Many of the insurance polices will provide owners with different options to choose from to protect your RV. The coverage will also insure the driver and any third parties involved if an occurrence takes place.

Recreational Vehicles in Florida that are used for personal recreation are surprisingly covered for up to 250 days per year. This allows anyone in the United States to travel down south to enjoy a warmer fall and winter. Many residents in Florida have purchased their own RV for either retirement or vacationing.

Some of the specialty coverage options that are available to owners are personal effects protections, emergency vacation expense, awning replacement coverage, total loss replacement and purchase price guarantee.

If you are a responsible driver and have no points or accidents, you will be given a discount for not having any road violations. If you pay for your RV coverage one year up front, you are given an up front discount. Typically, you will receive a discount for no accidents or claims in your previous policy periods. These discounts that are offered can provide the owner a tremendous amount of savings.

Once you choose the right policy, you will be pleased with the 24/7 support desk that is there to assist you. You can call in at any time with any questions that you may have, report a change to your existing policy and report any claims. Rest assured that you will have the piece of mind knowing that your RV is covered from top to bottom if any incident occurs.


Herndon Carr
10501 Six Mile Cypress Pky #101
Fort Myers, FL 33966