Today we are living in a litigious society, more than ever before. Lawsuits, whether based on real or imagined facts, are being filed against private citizens and companies at an alarming rate. Even if a lawsuit is found to be baseless, the time and money consumed on legal fees to defend against it can be disheartening. Personal possessions are at risk, the same personal possessions that took years of hard work to accumulate.
Most Floridians possess more than just their own car. They may also possess one or two homes, rental property, an RV, a motorcycle, a boat, or other valuable items. Current insurance policies on these items do offer some protection up to the limit of coverage, but normal insurance limits do not provide enough protection against lawsuits.
Below are common examples of lawsuits that are placed against ordinary Americans: