Herndon Carr & Company recognizes and supports our nation’s efforts to practice social distancing due to the Covid-19 health emergency. In response to this effort, we have decided to close our office and work remotely to keep our valued employees safe and continue our commitment to our clients. Please call or email us directly for assistance.

Please take good care of yourself and your loved ones. Stay safe. Stay healthy.

Thank you for your understanding and patience during this time.

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Herndon Carr & Co Insurance has been providing quality products and services to our clients since 1974.
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Welcome to Herndon Carr & Co. Our commitment to excellence is unmatched in the industry. Our values of integrity, loyalty and always doing the right thing for our clients are at the forefront of every client relationship. Whether you have a need for Homeowner Insurance, Condo Insurance, Auto Insurance, Life Insurance, Watercraft Insurance; or are looking for the ultimate insurance package designed exclusively for coastal risks, we are the agency for you. We proudly serve Southwest Florida including, Fort Myers, Cape Coral, Naples, Bonita Springs, Estero, Sanibel Island, Punta Gorda & Port Charlotte.

Our specialty units for Personal Insurance, Business Insurance, and Employee Benefits assure you that skilled and licensed professionals are always there to guide you to make an informed decision for your protection.


“Our mission is to understand our client’s needs and fulfill the commitments we make to them. Integrity is the cornerstone of our relationships with our clients and companies we represent.”


What our clients have to say

“I can’t say enough about the level of customer service your agency provides.  If you have any type of customer survey or recognition program where I can sing your praises please let me know. You are great !”
“Herndon Carr & Company has a team of highly professional representatives that will help you with all of your insurance needs. They have access to many insurance companies and will find a plan to “fit” your budget.”
Sandy D.
“I can’t say enough about the level of customer service your agency provides. If you have any type of customer survey or recognition program where I can sing your praises please let me know. You are great !”

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Personal Insurance

Home Auto, Health & Umbrella – We represent some of the nations most respected insurers so you not only get great prices, but great coverage choices too.

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Commercial Insurance

The success of your local business is important to us. Let us be your choice for insurance. We are responsive, cost competitive and our policies are designed around your specific needs.

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Received a great insurance from us? Like the services we provide? We invite you to refer us to all your friends! Simply click the button below, fill out your details and theirs and you’re done.

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Know before you go! Conveniently fill out the form provided online. We will review your request and reply to you shortly. We will work with you for a personalized quote to fit your budget and needs.

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Online Services:

Our comprehensive service choices let you get it done and get on with your day. Get all your insurance needs covered in one place, with our friendly staff always on hand to help you through the process.

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Insurance Claims & Bill Payments

Claims & Bill Payments:

Convenience and customer service go hand-in-hand. Click below to find a complete list to the insurance companies we represent for making payments online and reporting claims.

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We’re dedicated to gaining your confidence and trust. This forms the foundation of our quality local service. From quotes to questions about your insurance, life is ever changing and we’re here to help.

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